"get_image_text":"Instructions:\nYou are given an image of a page from a PDF document. Extract **all visible text** from the image while preserving the original order, structure, and any associated context as closely as possible. Ensure that:\n\n1. **All textual elements are included**, such as headings, body text, tables, and labels.\n2. **Numerical data, symbols, and special characters** are preserved accurately.\n3. Text in structured formats (e.g., tables, lists) is retained in a logical and readable format.\n4. Any text embedded in graphical elements, if clearly readable, is also included.\n5. The text is clean, readable, and free of formatting artifacts or errors.\n\nDo not include non-textual elements such as images or graphics unless they contain text that can be meaningfully extracted.\n\n### Output Format:\nOutput the result as JSON format, here is the example: \n{\"text\": \"Text from image\"}\n\nAnswer: \n[Extracted Text Here, retaining logical structure and all content]",
"a. The full fund name should be main fund name + sub-fund name, e,g, main fund name is Black Rock European, sub-fund name is Growth, the full fund name is: Black Rock European Growth.",
"b. The sub-fund name may be as the first column or first row values in the table.",
"Summary information\nCapital International Fund Audited Annual Report 2023 | 15\nFootnotes are on page 17.\nCapital Group Multi-Sector \nIncome Fund (LUX) \n(CGMSILU)\nCapital Group US High Yield \nFund (LUX) (CGUSHYLU)\nCapital Group Emerging \nMarkets Debt Fund (LUX) \n(CGEMDLU)",
"Fund names: Capital International Group Multi-Sector Income Fund (LUX), Capital International Group US High Yield Fund (LUX), Capital International Group Emerging Markets Debt Fund (LUX)",
"total_annual_dollar_based_charges":"Total annual dollar based charges is belong to decimal number, the value could be more than 100, e.g. 625.00",
"management_fee_and_costs":"Management fee and costs is belong to percentage number, the value should be less than 100.",
"management_fee":"Management fee is belong to percentage number, the value should be less than 100.",
"performance_fee_costs":"Performance fees costs is belong to percentage number, the value should be less than 100.",
"buy_spread":"Buy spread is belong to percentage number, the value should be less than 100.",
"sell_spread":"Sell spread is belong to percentage number, the value should be less than 100.",
"establishment_fee":"Establishment fee is belong to percentage number, the value should be less than 100.",
"contribution_fee":"Contribution fee is belong to percentage number, the value should be less than 100.",
"withdrawal_fee":"Withdrawal fee is belong to percentage number, the value should be less than 100.",
"switching_fee":"Switching fee is belong to percentage number, the value should be less than 100.",
"activity_fee":"Activity fee is belong to percentage number, the value should be less than 100.",
"exit_fee":"Exit fee is belong to percentage number, the value should be less than 100.",
"administration_fees":"Administration fees is belong to percentage number, the value should be less than 100.",
"interposed_vehicle_performance_fee_cost":"Interposed vehicle performance fee cost is belong to percentage number, the value should be less than 100.",
"additional_hurdle":"Additional hurdle is belong to percentage number, the value should be less than 100.",
"benchmark_name":"Benchmark name is belong to index fund name, the value should be text.",
"reference_rate":"Reference rate is belong to percentage number, the value should be less than 100.",
"crystallisation_frequency":"Crystallisation frequency is belong to text, the value should be text.",
"date_of_last_hwm_reset":"Date of last hwm reset is belong to date, the value should be date format.",
"date_of_last_performance_fee_restructure":"Date of last performance fee restructure is belong to date, the value should be date format. e.g. 12 August 2022",
"high_water_mark_type":"High water mark type is belong to text, the value should be text.",
"minimum_initial_investment":"Minimum initial investment is belong to decimal number, the value could be more than 100, e.g. 625.00",
"A.1 With \"Total Management fees and costs (gross)\" and \"Total Management fees and costs (net)\", pick up the values from \"Total Management fees and costs (net)\".",
"If the context only mentions the gross value or gross asset value or GAV, please ignore the gross value as the management_fee_and_costs and management_fee value, just output empty.",
"---Example Start---",
"Fees and other costs (cont’d) \n\n08 \n\nType of fee or cost Amount 2 How and when paid \nMANAGEMENT COSTS \nThe fees and costs for \nmanaging your investment 1 \nEstimated at 0.75625% of gross \nasset value (GAV) per annum, \ncomprising: \nThe base management fee is payable from \nthe income and assets of the Fund to the \nInvestment Manager half-yearly in arrears \nBase Management Fee \n0.50% per annum of the Average \nGAV 3 \nAnd \nExpense Recovery Costs \n0.25625% (estimated) per annum \nof GAV in other fees, expenses \nand indirect costs.",
"B. The table title is with Ongoing annual fees and costs.",
"B.1 Management fees and costs should not include transaction costs and performance fees.",
"---Example Start",
"Ongoing annual\nfees and costs\nC Class and E Class -P Class - Performance \nStandard Fee Option Fee Option \n36 \n(E Class is closed to \nnew investors) \nPlatinum International Fund 1.56% p.a. 1.46% p.a. \nOngoing annual fees and costs include estimated management fees and costs, estimated \ntransaction costs and estimated performance fees (for P Class – Performance Fee Option \nonly). Please see page 36 for further information.",
"---Example End",
"The values 1.56 and 1.46 include estimated management fees and costs, estimated \ntransaction costs and estimated performance fees, should ignore them.",
"The output should be:",
"{\"data\": []}",
"B.2 If with pure management fees and costs in table, please extract relevant values",
"---Example Start---",
"Fees and costs summary \nPlatinum Trust Funds \nType of fee or cost Amount How and when paid \nC Class and E Class* -\nStandard Fee Option \nP Class - Performance \nFee Option \nOngoing annual fees and costs \nManagement fees and costs \nEstimated management fees and costs \nper annum are: \nPlatinum International Fund 1.41% 1.16%\nPlatinum Global Fund (Long Only) 1.35% 1.10%\n",
"---Example End---",
"a. For this example, there is pure \"Management fees and costs\", please extract relevant values.",
"b. This example mentioned share classes, please output according to share class.",
"The output should be",
"{\"data\": [{\"fund name\": \"Platinum International Fund\", \"share name\": \"C Class\", \"management_fee_and_costs\": 1.41, \"management_fee\": 1.41}, {\"fund name\": \"Platinum International Fund\", \"share name\": \"E Class\", \"management_fee_and_costs\": 1.41, \"management_fee\": 1.41}, {\"fund name\": \"Platinum International Fund\", \"share name\": \"P Class\", \"management_fee_and_costs\": 1.16, \"management_fee\": 1.16}, {\"fund name\": \"Platinum Global Fund (Long Only)\", \"share name\": \"C Class\", \"management_fee_and_costs\": 1.35, \"management_fee\": 1.35}, {\"fund name\": \"Platinum Global Fund (Long Only)\", \"share name\": \"E Class\", \"management_fee_and_costs\": 1.35, \"management_fee\": 1.35}, {\"fund name\": \"Platinum Global Fund (Long Only)\", \"share name\": \"P Class\", \"management_fee_and_costs\": 1.1, \"management_fee\": 1.1}]}",
"\n",
"C. If there are multiple Management fee and costs sub-columns, here is the rule: ",
"C.1 With \"Management fees\" and \"Indirect fee\", sum the values from these two columns: \"Management fees\" + \"Indirect fee\".",
"\nFund name \nManagement fee \nRecoverable expenses \nEstimated performance-related fee \nEstimated other indirect costs \nPathways 30 \n1.16% pa \n0.02% pa \n0.05% pa \n0.05% pa \nPathways 70 \n1.30% pa \n0.01% pa \n0.06% pa \n0.04% pa \n",
"---Example 2 End---",
"The management_fee_and_costs is the value of \"Management fee\" + \"Recoverable expenses\" + \"Estimated other indirect costs\".",
"The management_fee is the value of \"Management fee\".",
"The performance_fee_costs is the value of \"Estimated performance-related fee\".",
"The indirect_costs is the value of \"Estimated other indirect costs\".",
"The recoverable_expenses is the value of \"Recoverable expenses\".",
"D. If only find \"Management fees and costs\", please output the relevant same value for both of data point keys: \"management_fee_and_costs\" and \"management_fee\".",
"The fees and costs for managing \nyour investment \nManagement fees and costs \n1 \n• \nSPDR World: 0.30% per annum of net asset \nvalue. This is reduced to 0.18% per annum of net \nasset value with effect from 14 February 2022.",
"Management Fees and Costs \n\nAs at the date of this PDS, Management Fees and Costs will be capped at: \n\n• 0.18% pa of net asset value for SPDR World \n\n• 0.21% pa of net asset value for SPDR World (Hedged) \n\n",
"E. If only find \"Management fees\", please output the relevant same value for both of data point keys: \"management_fee_and_costs\" and \"management_fee\".",
"{\"data\": [{\"fund name\": \"Vanguard High Growth Index Fund\", \"share name\": \"Vanguard High Growth Index Fund\", \"management_fee_and_costs\": 1.5, \"management_fee\": 1.5}]}",
"F. If with columns \"Investment fees and costs\" or \"Investment fees and costs (excl Performance Fees)\", \"Performance Fee\", \"Transaction costs\", \"Total investment fees and costs\", please only extraction values from \"Investment fees and costs\" or \"Investment fees and costs (excl Performance Fees)\", output the relevant same value for both of data point keys: \"management_fee_and_costs\" and \"management_fee\".",
"Fees and costs summary \n\nLifeplan Investment Bond \n\nType of fee or cost Amount How and when paid \nOngoing annual fees and costs \nManagement fees and costs 6, 7 \n• \nadministration fee 1,2 of 0.60% p.a. gross of tax \ndeductions (or 0.42% p.a. net of tax deductions) \n7 , \nThe fees and costs for managing \nyour investment \n• \nless \nThe administration fee is calculated and accrued \ndaily and paid monthly in arrears from the \ninvestment option. The administration fee can be \nnegotiated with wholesale clients. 2 \nadministration fee rebate for balances of \n$500,000 or more (refer to ‘Administration fee \nrebate’ section), \nFor the Lifeplan Capital Guaranteed investment \noption \nplus \n• \nThe investment option management costs for each \ninvestment option are shown ‘in the ‘Management \nfees and costs’ section below. \ninvestment option management cost 3 charged \nby the fund managers to manage the underlying \nportfolio estimated between 0.26% and 1.82% p.a. \nfor the previous financial year for the investment \noption. 8 \n",
"---Example 1 End---",
"The relevant values: 0.26 and 1.82, are in the range, so the output should be:",
"H. If the management fee and costs value including the performance fee, please exclude or subtract the performance fee value, just output the management fee and costs value.",
"The column: \"Total management costs (including estimated performance fee) pa\" is the sum of \"Management costs\" and \"Estimated performance fee (pa)\", we should ignore the \"Estimated performance fee (pa)\" value, just output the \"Management costs\" value.",
"Both of management_fee and management_fee_and_costs are the values for \"Management costs\", so the output should be:",
"The column: \"Investment fees and costs (p.a.)\", \"including Performance fee\", meaning the value is the sum of \"Management costs\" and \"performance fee\", We should subtract the \"performance fee\" value, just output the \"Management costs\" value.",
"Both of management_fee and management_fee_and_costs are the values for \"Management costs\".",
"So, for fund: MySuper/Balanced, the value 0.38, including 0.09 Performance fee, so the Management costs is 0.38 - 0.09 = 0.29, performance_fee_costs is 0.09.",
"For fund: Managed Growth, the value 0.38, including 0.11 Performance fee, so the Management costs is 0.38 - 0.11 = 0.27, performance_fee_costs is 0.11.",
"The column: \"Total of management fees and costs and performance fees (% p.a.)\", meaning the value is the sum of \"Management fee and costs\" and \"performance fee\", We should ignore this column values.",
"The column \"Management fees and costs (% p.a.)\" is the value of \"Management fee and costs\".",
"Both of management_fee and management_fee_and_costs are the values for \"Management fees and costs (% p.a.)\" for this case.",
"If there are 3 decimal numbers, the 2nd decimal number is the management_fee_and_costs and management_fee, the 3rd decimal number is the buy_spread and sell_spread.",
"If there are 4 decimal numbers, the 2nd decimal number is the management_fee_and_costs and management_fee, the 3rd decimal number is the performance_fee_costs, the 4th decimal number is buy_spread and sell_spread.",
"J. If exist **\"Maximum management fee\"** in context, please ignore relevant values.",
"---Example Start---",
"Fund name \nMaximum \nmanagement \nfee (p.a.) \nLOWER VOLATILITY SHARE \nFirst Sentier Wholesale Equity Income Fund 3.075% \nAUSTRALIAN SHARE \nFirst Sentier Wholesale Australian Share Fund 1.538%",
"---Example End---",
"The values in example is **Maximum management fee**, should ignore all of them.",
"Fees and costs summary \n\nLegalsuper Pension \n\nType of fee or cost Amount How and when paid \nOngoing annual fees and costs \n1 \nAdministration fees and \ncosts \n$67.60 pa ($1.30 per week) plus 0.29% pa \nof your account balance \n",
"At a glance summary \n\nImportant information about TelstraSuper RetireAccess income streams \n\nAdministration fee • \n• \n$1.00 per week plus 0.17% pa - if you have more than one account the $1.00 per \nweek fee will only apply to one account \nA fee rebate applies if your balance exceeds $1m, or if your and your spouse’s \ncombined account balances exceed $969,410 (conditions apply)",
"\nPrime Super Income Stream\nType of fee \nor cost \nAmount How and when paid \nOngoing annual fees and costs \n1 \nAdministration \nfees and costs \nAdministration \nfees of $1.30 \nper week \nPlus \n0.50% p.a. of \nyour account \nbalance, capped \nat $500 p.a. \nDeducted from your \naccount on the last \nbusiness day of each \nmonth, except if you \nare leaving Prime \nSuper, in which case \nit is deducted prior to \nyour exit from Prime \nSuper. \nInvestment \nfees and costs \n2 \n0.07% to 1.00% \nof assets p.a. \ndepending on \nthe investment \noption \nTaken into account \nprior to the declaration \nof weekly earning \nrates. This cost is not \ndeducted directly from \nyour account. \n",
"According to example, the administration fee is $1.30 per week plus 0.50% p.a., so administration_fees is 0.5, ",
"total_annual_dollar_based_charges is 1.30 * 52 = 67.6",
"The output should be:",
"{\"data\": [{\"fund name\": \"Prime Super Income Stream\", \"share name\": \"Prime Super Income Stream\", \"administration_fees\": 0.5, \"total_annual_dollar_based_charges\": 67.6}]}",
"---Example 4 Start---",
"At a glance summary \n\nImportant information about TelstraSuper RetireAccess income streams \n\nTTR income stream Retirement income stream Reference \nAdministration fee • \n• \n$1.00 per week plus 0.17% pa - if you have more than one account the $1.00 per \nweek fee will only apply to one account \nA fee rebate applies if your balance exceeds $1m, or if your and your spouse’s \ncombined account balances exceed $969,410 (conditions apply) \nRefer to the ‘Fees and \nother costs’ section on \npages 40-46 for details \n",
"---Example 4 End---",
"According to example, the administration fee is $1.00 per week plus 0.17% pa, so administration_fees is 0.17, ",
"total_annual_dollar_based_charges is 1 * 52 = 52",
"MLC MasterKey Super & Pension Fundamentals \n\nType of fee or cost \nOngoing annual fees and costs 1 \n\nAdministration fees and \ncosts \n\nAccount balance \n\nFirst $150,000 \n\nRemaining balance \nover $150,000 \n\nThe percentage Administration fee \ncharged to each account you have \n(excluding the fixed fee and Trustee \nLevy) is capped at $2,500 pa. \n\nPlus \n\nTrustee Levy of 0.02% pa of your \naccount balance. \n\nPlus \n\nAmount \n\nHow and when paid \n\nPercentage fee \n(% pa) \n\n0.30 \n\n0.10 \n\nAdministration fee \n\nThe Administration fee is deducted monthly from your account and will \nbe rounded off to 2 decimal points. As a result of the rounding, the total \nannual amount may slightly differ. \n\nThe percentage fee for each month is calculated using your average Super \nand Pension account balance for the previous month. \n\nThe Trustee Levy will be deducted monthly from your account balance. \n\nThe levy amount for each month is calculated using your account balance \nat the date it's deducted. \n\nYou won't see these costs as direct charges to your account. They reduce \nthe balance held in reserves used to cover certain costs related to the \nrunning of the MLC Super Fund. \n\n4 \n\nMLC MasterKey Super & Pension Fundamentals Product Disclosure Statement",
"{\"data\": [{\"fund name\": \"MLC MasterKey Super & Pension Fundamentals\", \"share name\": \"MLC MasterKey Super & Pension Fundamentals\", \"administration_fees\": 0.32}]}",
"---Example 2 Start---",
"Fees and costs summary\n\nHostplus Superannuation and Personal Super Plan \n\nType of fee \nAmount \nHow and when paid \nOngoing annual fees and costs1 \nAdministration \nfees and costs \n$78.00 p.a. \n($1.50 per week) \nplus $32.24 p.a. \nDeducted monthly from \nyour account. \nDeducted from the Fund’s \nAdministration Reserve \nthroughout the year (and \nnot from your account). \nplus trustee fee \nof 0.0165% p.a. \nof your account \nbalance. \n",
"---Example 2 End---",
"According to example, the total annual dollar-based charges is $78.00 p.a. ($1.50 per week), so total_annual_dollar_based_charges is 78.",
"Attention: about plus trustee fee of 0.0165% p.a. of your account balance., it's only part of administration_fees, missing the \"first\" part, so please ignore this part.",
"The output should be:",
"{\"data\": [{\"fund name\": \"Hostplus Superannuation and Personal Super Plan\", \"share name\": \"Hostplus Superannuation and Personal Super Plan\", \"total_annual_dollar_based_charges\": 78}]}"
],
"total_annual_dollar_based_charges":[
"Total annual dollar-based charges are share class level data.",
"MLC MasterKey Super & Pension Fundamentals\nType of fee or cost \nOngoing annual fees and costs 1 \nAmount \nHow and when paid \nOther administration costs paid from \nreserves of 0.00% pa of your account \nbalance. \nPlus \nA fixed fee of $1.50 per week \nThis fee is deducted monthly if your account balance is below $50,000 \nwhen the percentage administration fee is deducted. \nInvestment fees and \ncosts 2 \nInvestment fees and estimated costs \nfor MLC Horizon 4 Balanced Portfolio, \n1.20% pa. \nYou won ’ t see these fees and costs as direct charges to your account. \nThey're reflected in the daily unit price of each investment option and will \nreduce the net return on your investment \nInvestment fees and estimated costs \nfor other investment options, ranges \nfrom 0.00% pa to 2.84% pa \n(estimated). \nTransaction costs \nMLC Horizon 4 Balanced Portfolio, \n0.06% pa (estimated). \nOther investment options, ranges \nfrom 0.00% pa to 0.24% pa \n(estimated). \nYou won ’ t see these costs as direct charges to your account. They're \nreflected in the daily unit price of each investment option and will reduce \nthe net return on your investment. \nMember activity related fees and costs \nBuy-sell spread \nYou won ’ t see this fee as a direct charge to your account. It ’ s reflected in \nthe buy and sell unit price of each investment option when there ’ s a \ntransaction on your account. \nMLC Horizon 4 Balanced Portfolio, \n0.10%/0.10% \nOther investment options, ranges \nfrom 0.00%/0.00% to 0.30%/0.30% \nThe current buy-sell spreads of an investment option are available at \nmlc.com.au/buysellspreads \n",
"----Example 1 End----",
"According to example, the fixed fee is $1.50 per week, so total_annual_dollar_based_charges is 1.50 * 52 = 78",
"In the context, also with management fees and costs, management fee, buy_spread and sell_spread for specific fund: MLC Horizon 4 Balanced Portfolio.",
"Please output the relevant values based on specific fund name.",
"B. Please identify some case which not belong to the total_annual_dollar_based_charges, and output empty.",
"----Example Start----",
"Cost of product information \n\nCost of product for 1 year \n\nThe cost of product gives a summary calculation about \nhow ongoing annual fees and costs can affect your \nsuperannuation investment over a 1-year period for all \ninvestment options. It is calculated in the manner \nshown in the 'Example of annual fees and costs'. \n\nThe cost of product information assumes a balance of \n$50,000 at the beginning of the year. (Additional fees \nsuch as a buy/sell spread may apply – refer to the ‘Fees \nand costs summary’ table for the relevant investment \noption.) \n\nYou should use this figure to help compare \nsuperannuation products and investment options. \n\nInvestment option \nCash \nCost of product \nPerpetual Cash \n$60.00 \nFixed income and credit \nBentham Global Income \n$485.00 \n",
"----Example End----",
"Explanation:",
"The values provided in the example are not total annual dollar-based charges; ",
"they represent the cost of product information, which is a calculated figure used to compare superannuation products and investment options. ",
"This figure includes ongoing annual fees and costs, but it may not encompass all possible charges, such as additional fees like buy/sell spreads. ",
"Therefore, it serves as a comparative tool rather than a comprehensive total of all annual charges.",
"Transaction costs \nRetirement and TTR income streams \n0.06% p.a. for Defensive Growth, 0.04% p.a. for International \nShares, 0.08% p.a. for Australian Shares, 0.19% p.a. for Property",
"---Example 2 End---",
"The data is about Transaction costs, should be excluded, the output for buy_spread and sell_spread should be:",
"Fund name \nManagement \nfees and costs \n(p.a.) 1 \nBuy/sell \nspread \n(%) 2 \nAUSTRALIAN SHARE \nFirst Sentier Australian Share Fund 0.96% 0.10\nFirst Sentier Concentrated Australian \nShare Fund 0.96% 0.10\nFirst Sentier Imputation Fund 0.97% 0.15\nAUSTRALIAN SHARE – SMALL COMPANIES \nFirst Sentier Australian Small \nCompanies Fund 1.12% 0.15\nGLOBAL SHARE \nStewart Investors Worldwide Leaders \nSustainability Fund 1.17% 0.10\nStewart Investors Worldwide Sustainability \nFund 1.02% 0.10\n",
"Performance fees \nAmounts deducted from your \ninvestment in relation to the \nperformance of the product \nEstimated to be 0.00% p.a. to 2.18% p.a. of the net \nasset value of the relevant investment option based \non a 5 year average. \nThe estimated performance fee based on an average \nof the previous 5 financial years for each investment \noption are shown on the table in the Performance \nfee section below.",
"\n\nFees and costs summary \nPlatinum Trust Funds \nType of fee or cost Amount How and when paid \nC Class and E Class* -\nStandard Fee Option \nP Class - Performance \nFee Option \nOngoing annual fees and costs \nPerformance fees \nAmounts deducted from your investment in \nrelation to the performance of the product. \nPlatinum International Fund Nil 0.15%\nPlatinum Global Fund (Long Only) Nil 0.24%\n",
"---Example End---",
"a. For this example, there is pure \"Performance fees\", please extract relevant values as performance_fee_costs.",
"b. This example mentioned share classes, please output according to share class.",
"D. Identify the value of performance fee and if it is written 0% or 0.00% or 0 or 0.00 then extract the same as 0 do not assume nil for the same and return its values as 0"
"Minimum initial investment is fund level data, belong to integer number, the value examples are 100, 1,000, 5,000, 10,000, etc.",
"---Example 1 Start---",
"The minimum investment per Pension Plan account is \n$20,000. The minimum initial investment in any \ninvestment option is $5,000.\n\nPerpetual WealthFocus Pension Plan",
"Prime Super \n\n5 Initial investment amount \n\nThe minimum net total initial investment amount is $10,000. Please note before you open your pension account: If you \nhave made personal contributions into super and wish to claim a tax deduction, you will have to lodge a Notice of \nIntent to Claim form with the relevant super fund (including Prime Super) before you roll your super into the Income \nStreams account.",
"Minimum \nPlatform operators \nIndirect investors \ninvestment \namounts and their platform operators \nInitial – $500,000 \nAdditional – $5,000 \nMinimum investment amounts are subject to the arrangements between indirect investors \n",
"---Example 3 End---",
"The minimum initial investment is under the \"Initial\", the value is $500,000.",
"Lifeplan Investment Bond Product Disclosure Statement \n\nThe Lifeplan Bond at a glance \n\nAt a glance Description Refer to page(s) \nContributions and access \nto your investment \n• \n• \nWe provide choice and flexibility for your investment with access to your money at anytime. \nStart your investment with as little as $1,000. \n• \nEstablish a regular savings plan. \n28 \n• \nYou can switch between the investment options and also rebalance within your selected \noptions at any time. \n• \nMinimum withdrawal – $500. \n",
"MLC Property Securities Fund \nInvestment objective \nAims to outperform the Benchmark (after fees and before tax) over 5 year periods. \nBenchmark \nS&P/ASX 300 A-REIT Total Return Index \n",
"First Sentier Wholesale Global Listed Infrastructure Fund \n\nGLOBAL PROPERTY AND INFRASTRUCTURE SECURITIES \n\nObjective \n\nTo deliver capital growth and inflation \nprotected income by investing in \na globally diversified portfolio of \ninfrastructure securities. The fund aims \nto outperform the FTSE Global Core \nInfrastructure 50-50 (Net TR) Index \nhedged to Australian dollars over rolling \nthree-year periods before fees and taxes.",
"---Example 2 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"First Sentier Wholesale Global Listed Infrastructure Fund\", \"benchmark_name\": \"FTSE Global Core Infrastructure 50-50 (Net TR) Index\"}]}",
"---Example 3 Start---",
"MLC Horizon 5 Growth Portfolio \nInvestment objective\nAims to grow by more than inflation +3.5% pa (after fees and tax) over 10 years. \nBenchmark\nInflation is measured by the Consumer Price Index, calculated by the Australian Bureau of Statistics. \nHow the investment option is\nmanaged\nA diversified portfolio that ’ s predominantly weighted towards the more traditionally growth-focused \nassets that tend to provide higher levels of long-term capital growth (eg shares), with a small exposure to \nthe more stable, defensive asset classes of cash and fixed income. \n",
"Benchmark returns over 25 years by Traditional asset class \n\nPast performance is not a reliable indicator of future performance.\n\nMarket indices: Australian shares – S&P/ASX300 Accumulation Index, International shares – MSCI World Ex-Australia \nIndex (Unhedged)",
"---Example 4 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"Australian shares\", \"benchmark_name\": \"S&P/ASX300 Accumulation Index\"}, {\"fund name\": \"International shares\", \"benchmark_name\": \"MSCI World Ex-Australia Index (Unhedged)\"}]}",
"---Example 5 Start---",
"Dimensional Global Small Company Trust – Active ETF\nFund name \nregistered with ASIC \nDimensional Global Small Company Trust \n\nInvestment objective \nThe investment objective of the Fund is to provide long term capital growth by gaining\nexposure to a diversified portfolio of small companies associated with approved developed \nmarkets (excluding Australia). \nThe Fund is not managed with the objective of achieving a particular return relative to a \nbenchmark index. However, to compare the performance of the Fund with a broad measure \nof market performance, reference may be made to the MSCI World ex Australia Small Cap\nIndex (net div.). \nThe index is referred to for comparison purposes only. The index is not intended to \nrepresent the current or targeted asset allocation of the Fund. The performance of the Fund \nmay differ significantly from the index. \n",
"---Example 5 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"Dimensional Global Small Company Trust – Active ETF\", \"benchmark_name\": \"MSCI World ex Australia Small Cap Index (net div.)\"}]}",
"---Example 6 Start---",
"MLC Inflation \nPlus portfolios \n\nInvestment objective \n\nBenchmark \n\nHow the investment option is \nmanaged \n\nMLC Inflation Plus - Conservative Portfolio \n\nAims to deliver a return of: \n\nSuper 1.7% pa above inflation (after fees and tax), \nPension (Pre-retirement phase) 1.7% pa above inflation (after fees and tax), or \nPension (Retirement phase) 2% pa above inflation (after fees and tax), \nsubject to limiting the risk of negative returns over 3 year periods. \n\nThis careful risk management approach means there may be times, such as when interest rates are \nunusually low, when the portfolio requires an extended time period to achieve its return objective. \n\nIn most circumstances the portfolio is expected to provide positive returns over 3 year periods, \nalthough there will sometimes be negative returns over shorter periods. \n\nInflation is measured by the Consumer Price Index, calculated by the Australian Bureau of Statistics. \n\n",
"{\"data\": [{\"fund name\": \"Perpetual SHARE-PLUS Long-Short\", \"benchmark_name\": \"S&P/ASX 300 Accumulation Index plus 2% pa\"}]}",
"---Example 8 Start---",
"Australian Shares \n\nBT Australian Share Fund BT Imputation Fund \n\nBenchmark S&P/ASX 300 (TR) Index S&P/ASX 300 (TR) Index \n\nBT Geared Imputation Fund BT Smaller Companies Fund \n\nBenchmark S&P/ASX 300 (TR) Index \n\nS&P/ASX Small Ordinaries \nAccumulation Index \n\n",
"---Example 8 End---",
"Description:",
"This is a complex example for multiple fund names which each fund name with single benchmark name.",
"The fund name line is with 2 funds.",
"e.g. \"\n\nBT Australian Share Fund BT Imputation Fund \n\n\", with 2 fund names: \"BT Australian Share Fund\" and \"BT Imputation Fund\".",
"The benchmark name line is with 2 benchmark names.",
"e.g. \"\n\nBenchmark S&P/ASX 300 (TR) Index S&P/ASX 300 (TR) Index \n\n\", with 2 benchmark names: \"S&P/ASX 300 (TR) Index\" and \"S&P/ASX 300 (TR) Index\".",
"Investment options other \nthan MLC portfolios \n\nFixed income \n\nInvestment objective \n\nBenchmark \n\nHow the investment option is \nmanaged \n\nThe investment option may be \nsuited to you if... \n\nMinimum suggested time to \ninvest \n\nAsset allocation \n\nStandard Risk Measure \n\nInvestment objective \n\nBenchmark \n\nHow the investment option is \nmanaged \n\nThe investment option may be \nsuited to you if... \n\nMinimum suggested time to \ninvest \n\nAsset allocation \n\nStandard Risk Measure \n\nMacquarie Income Opportunities Fund \n\nThe fund aims to outperform the Benchmark over the medium term (before fees). It aims to provide \nhigher income returns than traditional cash investments at all stages of interest rate and economic \ncycles. \n\nBloomberg AusBond Bank Bill Index \n\nThe fund predominantly provides exposure to a wide range of domestic and global investment grade \nfloating and fixed rate instruments, asset-backed securities, and cash. The fund may also have \nopportunistic exposure to other fixed income sectors and instruments such as, high yield and emerging \n\nmarkets debt as well as other fixed income instruments. Interest rate risk will generally be hedged \nthrough the use of derivatives such as swaps and futures. \n\nThe investment process aims to reduce the risk of the fund being adversely affected by unexpected \nevents or downgrades in the credit rating of the fund ’ s investments. A disciplined framework is used \nto analyse each sector and proposed investment to assess its risk. \n\nThe fund may be exposed to derivatives to implement its investment strategy. For example, protection \nmay be purchased on issuers that are believed to be over-valued or at risk of downgrade. These \npositions increase in value when the underlying instrument falls in value and decrease in value when \nthe underlying instrument rises in value. \n\nThe portfolio is generally hedged to Australian dollars. However, any exposure to emerging markets \ndebt issued in the local currency of the debt will generally be unhedged. Small active currency positions \nmay also be taken when the investment manager believes that there are opportunities to add value \nor hedge risks in the portfolio. \n\nyou want a medium term investment horizon, seeking a steady and reliable income stream. \n\n3 years \n\nAsset class \n\nInvestment grade credit* \n\nHigh yield \n\nEmerging markets debt** \n\nCash \n\n* Includes Australian and global investment grade credit. \n** May include holdings of sub-investment grade instruments. \n\nRanges \n\n0 – 100% \n\n0 – 25% \n\n0 – 25% \n\n0 – 100% \n\nMedium to high (estimate of 3 to 4 negative annual returns in any 20 year period) \n\nPIMCO Diversified Fixed Interest Fund - Wholesale Class \n\nTo achieve maximum total return by investing in underlying funds that invest in Australian and \nglobal bonds, and to seek to preserve capital through prudent investment management. \n\n50% Bloomberg Barclays Global Aggregate Index (Hedged in Australian dollars) and 50% Bloomberg \nAusBond Composite 0+ Yr Index \n\n",
"---Example 1 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"Macquarie Income Opportunities Fund\", \"benchmark_name\": \"Bloomberg AusBond Bank Bill Index\"}, {\"fund name\": \"PIMCO Diversified Fixed Interest Fund - Wholesale Class\", \"benchmark_name\": \"50% Bloomberg Barclays Global Aggregate Index (Hedged in Australian dollars) and 50% Bloomberg AusBond Composite 0+ Yr Index\"}]}",
"---Example 2 Start---",
"Australian shares continued \n\nAusbil Australian Emerging Leaders Fund \nInvestment objective \nTo provide returns above the Benchmark over the medium to long term (before fees and tax). \nBenchmark \n70% S&P/ASX Midcap 50 Accumulation Index \n30% S&P/ASX Small Ordinaries Accumulation Index \nHow the investment option is \nmanaged \nThe fund predominantly invests in a portfolio of mid and small cap Australian equities primarily \nchosen from the S&P/ASX 300 Index, but generally excludes securities from the S&P/ASX 50 Index. \nAt all times the fund will favour sectors and specific companies which it believes will experience \npositive earnings revisions. \n",
"{\"data\": [{\"fund name\": \"Ausbil Australian Emerging Leaders Fund\", \"benchmark_name\": \"70% S&P/ASX Midcap 50 Accumulation Index 30% S&P/ASX Small Ordinaries Accumulation Index\"}]}",
"---Example 3 Start---",
"\n\nFund name \nComposite benchmark \nCFS Select High \nGrowth \n1.0% Bloomberg AusBond Bank Bill Index, 31.0% MSCI All Country World ex Australia Net Index, 18.0% \nMSCI All Country World ex Australia Net Index Hedged AUD, 4.0% MSCI World Small Cap Index, 5.0% \nMSCI Emerging Markets Index, 37.0% S&P/ASX 300 Accumulation Index, 4.0% S&P/ASX Small \nOrdinaries Index. ",
"---Example 3 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"CFS Select High Growth\", \"benchmark_name\": \"1.0% Bloomberg AusBond Bank Bill Index, 31.0% MSCI All Country World ex Australia Net Index, 18.0% MSCI All Country World ex Australia Net Index Hedged AUD, 4.0% MSCI World Small Cap Index, 5.0% MSCI Emerging Markets Index, 37.0% S&P/ASX 300 Accumulation Index, 4.0% S&P/ASX Small Ordinaries Index\"}]}",
"---Example 4 Start---",
"\n\nInvestment option \n1 \nPerformance - fee rate \n2 \nPerformance hurdle \n4 \n(maximum fee \n3 \n) \nPayment \nfrequency \nAusbil Australian \nEmerging Leaders \n15.375% \n(maximum 15% ex-GST) \nComposite benchmark (70% S&P/ASX Midcap 50 \nAccumulation Index and 30% S&P/ASX Small Ordinaries \nAccumulation Index) plus 0.85% pa \nMonthly \n",
"---Example 4 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"Ausbil Australian Emerging Leaders\", \"benchmark_name\": \"70% S&P/ASX Midcap 50 Accumulation Index and 30% S&P/ASX Small Ordinaries Accumulation Index\"}]}",
"\n",
"C. Example to exclude the benchmark name",
"---Example 1 Start---",
"A closer look at our sector investment options \n\nCash¹\nDiversified Fixed Interest\nReturn target CPI minus 0.5% per annum on average over 20 years.",
"---Example 1 End---",
"Explanation:",
"The CPI minus 0.5% target is not suitable for Cash and Diversified Fixed Interest funds. ",
"Because these funds have different objectives: Cash funds focus on capital preservation and liquidity, aligning with short-term interest rates, ",
"while Diversified Fixed Interest funds aim to reflect bond market performance, influenced by interest rates and credit risk, not inflation.",
"\nInvestment option \nAdministration fees \nEstimated administration costs \nInvestment fees \nEstimated performance fees \nEstimated other investment costs \nEstimated transaction costs \nEstimated total ongoing annual fees and costs \nCash \nPerpetual Cash \n0.10% \n0.00% \n0.00% \nn/a \n0.00% \n0.02% \n0.12% \nFixed income and credit \nBentham Global \nIncome \n0.25% \n0.00% \n0.67% \nn/a \n0.00% \n0.05% \n0.97% \nInternetional shares \nPerpetual Global \nInnovation Share \n0.25% \n0.00% \n0.99% \n2.30 \n0.01% \n0.27% \n3.82% \n",
"---Example 1 End---",
"The data points numbers order in data row (for example: 0.25% \n0.00% \n0.99% \n2.30 \n0.01% \n0.27% \n3.82% \n) is correct as initial table structure.",
"\"Administration fees\" values are as the column 1 numbers, \"Investment fees\" values are as the column 3 numbers, \"Estimated other investment costs\" values are as the column 5 numbers, \"Estimated performance fees\" values are as the column 4 numbers.",
"For fund: Perpetual Global Innovation Share, the administration_fees should be the column 1 number: 0.25, the management_fee should be the column 3 number: 0.99, the management_fee_and_costs should be 1 = 0.99(the column 3 number) + 0.01 (the column 5 number), the performance_fee_costs should be 2.3 (the column 4 number)",
"The fund name's tail is \"Entry Fee\" for \"Entry Fee option\", e.g. if fund name is \"MultiSeries 30\", the Entry Fee fund name is \"MultiSeries 30 Entry Fee\"",
"The fund name's tail is \"Nil Entry\" for \"Nil Entry option\", e.g. if fund name is \"MultiSeries 30\", the Nil Entry fund name is \"MultiSeries 30 Nil Entry\".",
"\"Entry Fee option\" values are as the column 1 numbers, \"Nil Entry option\" values are as the column 2 numbers, \"Estimated other investment costs\" values are as the column 3 numbers, \"Estimated Performance fees\" values are as the column 4 numbers.",
"For main fund: Platinum Asia with values: 2.14 2.99 0.02 0.00 0.21 2.37 3.22, ",
"the fund: Platinum Asia Entry Fee, both of management_fee and management_fee_and_costs should be 2.16 = 2.14 (the column 1 number) + 0.02 (the column 3 number), performance_fee_costs is 0 (the column 4 number)",
"the fund: Platinum Asia Nil Entry, both of management_fee and management_fee_and_costs should be 3.01 = 2.99 (the column 2 number) + 0.02 (the column 3 number), performance_fee_costs is 0 (the column 4 number)",
"Identify the value of the column \"Estimated Performance fees\" and if it is written 0.00 then extract the same as 0 do not assume nil for the same and return its values as 0",
"prompts":["Complex management fee and costs rule:",
"For management_fee_and_costs, ",
"a. If the title is \"Retirement and TTR income streams\"",
"it means each investment name is with two fund names, one is for Retirement as pension, another is for TTR.",
"For example, if the investment name is \"Defensive Growth\", the Retirement fund name is \"Defensive Growth Pension\", the TTR fund name is \"Defensive Growth TTR\".",
"b. If the title is \"Retirement income stream only\"",
"it means each investment name is with only one fund name, it is for Retirement as pension.",
"For example, if the investment name is \"Lifestyle Growth\", the Retirement fund name is \"Lifestyle Growth Pension\".",
"c. If the title is \"TTR income stream only\"",
"it means each investment name is with only one fund name, it is for TTR.",
"For example, if the investment name is \"Balanced\", the TTR fund name is \"Balanced TTR\".",
"Retirement and TTR income streams \nInvestment fees \nand costs \n1,2,3,4,6 \n0.55% p.a. for Defensive Growth, 0.37% p.a. for International \nShares, 0.07% p.a. for Cash \nRetirement income stream only \n0.80% p.a. for Lifestyle Growth \nTTR income stream only \n0.77% p.a. for Growth",
"Identify the value of the 1st column \"Performance fee\" and if it is written 0.00 then extract the same as 0 do not assume nil for the same and return its values as 0",
"If the value of column with latest date is N/A or -, please ignore.",
"-----Example Start-----",
"I-class income shares\n\n31.10.22\n30.04.22\n30.04.21\n30.04.20\n\npence per share\npence per share\npence per share\npence per share\nOther information\nOperating charges**\nN/A\n—\n0.90%\n0.90%",
"If find fund name, and exist sub fund name, please output fund name + sub fund name, e.g. fund name is \"Black Rock European\", sub fund name is \"Growth\", the output fund name should be: \"Black Rock European Growth\".",
"Fund level data: (\"fund name\" and \"datapoint_name\") and share level data: (\"fund name\", \"share name\", \"datapoint_name\") should be output separately.",
