"get_image_text":"Instructions:\nYou are given an image of a page from a PDF document. Extract **all visible text** from the image while preserving the original order, structure, and any associated context as closely as possible. Ensure that:\n\n1. **All textual elements are included**, such as headings, body text, tables, and labels.\n2. **Numerical data, symbols, and special characters** are preserved accurately.\n3. Text in structured formats (e.g., tables, lists) is retained in a logical and readable format.\n4. Any text embedded in graphical elements, if clearly readable, is also included.\n5. The text is clean, readable, and free of formatting artifacts or errors.\n\nDo not include non-textual elements such as images or graphics unless they contain text that can be meaningfully extracted.\n\n### Output Format:\nOutput the result as JSON format, here is the example: \n{\"text\": \"Text from image\"}\n\nAnswer: \n[Extracted Text Here, retaining logical structure and all content]",
"a. The full fund name should be main fund name + sub-fund name, e,g, main fund name is Black Rock European, sub-fund name is Growth, the full fund name is: Black Rock European Growth.",
"b. The sub-fund name may be as the first column or first row values in the table.",
"Summary information\nCapital International Fund Audited Annual Report 2023 | 15\nFootnotes are on page 17.\nCapital Group Multi-Sector \nIncome Fund (LUX) \n(CGMSILU)\nCapital Group US High Yield \nFund (LUX) (CGUSHYLU)\nCapital Group Emerging \nMarkets Debt Fund (LUX) \n(CGEMDLU)",
"Fund names: Capital International Group Multi-Sector Income Fund (LUX), Capital International Group US High Yield Fund (LUX), Capital International Group Emerging Markets Debt Fund (LUX)",
"The prefix is \"Transition to Retirement account\", the investment option is \"Cash\", so fund name and share name should be: \"Transition to Retirement account Cash\".",
"f.3 Example 3",
"---Example 3 Start---",
"Fees and costs* \n\nRetirement account Transition to Retirement account \nAdministration fees (taken directly \nfrom your account) \n$1.50 per week plus 0.10% pa of your account balance on the day the fee \nis deducted (0.10% pa component is capped at $300 pa). \nAdministration costs (not taken \ndirectly from your account) \nThis is deducted from the Fund’s reserves throughout the year, not your account. \n0.09% pa (based on costs for the financial year ended 30 June 2024). \n\n\nRest Pension Product Disclosure Statement \n\n6",
"---Example 3 End---",
"Although exist \"Retirement account\" and \"Transition to Retirement account\", but the investment option is not exist, so fund name and share name should be: \"Rest Pension\".",
"6. Identify the value of data point and if it is written 0% or 0.00% or 0 or 0.00 then extract the same as 0 do not assume null for the same and return its values as 0",
"For this example, as \"Investment fees and costs (including (B) performance fees)\" and \"Performance fees (pa)\" mentioned as 0.00% so return 0 as datapoint values.",
"The fund name prefix is \"Retirement account\", the investment option is \"Balanced - Indexed\", so fund name and share name should be: \"Retirement account Balanced - Indexed\".",
"buy_spread":"Buy spread is belong to percentage number, the value should be less than 100.",
"sell_spread":"Sell spread is belong to percentage number, the value should be less than 100.",
"establishment_fee":"Establishment fee is belong to percentage number, the value should be less than 100.",
"contribution_fee":"Contribution fee is belong to percentage number, the value should be less than 100.",
"withdrawal_fee":"Withdrawal fee is belong to percentage number, the value should be less than 100.",
"switching_fee":"Switching fee is belong to percentage number, the value should be less than 100.",
"activity_fee":"Activity fee is belong to percentage number, the value should be less than 100.",
"exit_fee":"Exit fee is belong to percentage number, the value should be less than 100.",
"administration_fees":"Administration fees is belong to percentage number, the value should be less than 100.",
"interposed_vehicle_performance_fee_cost":"Interposed vehicle performance fee cost is belong to percentage number, the value should be less than 100.",
"additional_hurdle":"Additional hurdle is belong to percentage number, the value should be less than 100.",
"benchmark_name":"Benchmark name is belong to index fund name, the value should be text.",
"reference_rate":"Reference rate is belong to percentage number, the value should be less than 100.",
"crystallisation_frequency":"Crystallisation frequency is belong to text, the value should be text.",
"date_of_last_hwm_reset":"Date of last hwm reset is belong to date, the value should be date format.",
"date_of_last_performance_fee_restructure":"Date of last performance fee restructure is belong to date, the value should be date format. e.g. 12 August 2022",
"high_water_mark_type":"High water mark type is belong to text, the value should be text.",
"minimum_initial_investment":"Minimum initial investment is belong to decimal number, the value could be more than 100, e.g. 625.00",
"A.1 With \"Total Management fees and costs (gross)\" and \"Total Management fees and costs (net)\", pick up the values from \"Total Management fees and costs (net)\".",
"If the context only mentions the gross value or gross asset value or GAV, please ignore the gross value as the management_fee_and_costs and management_fee value, just output empty.",
"---Example Start---",
"Fees and other costs (cont’d) \n\n08 \n\nType of fee or cost Amount 2 How and when paid \nMANAGEMENT COSTS \nThe fees and costs for \nmanaging your investment 1 \nEstimated at 0.75625% of gross \nasset value (GAV) per annum, \ncomprising: \nThe base management fee is payable from \nthe income and assets of the Fund to the \nInvestment Manager half-yearly in arrears \nBase Management Fee \n0.50% per annum of the Average \nGAV 3 \nAnd \nExpense Recovery Costs \n0.25625% (estimated) per annum \nof GAV in other fees, expenses \nand indirect costs.",
"B. The table title is with Ongoing annual fees and costs.",
"B.1 Management fees and costs should not include transaction costs and performance fees.",
"---Example Start",
"Ongoing annual\nfees and costs\nC Class and E Class -P Class - Performance \nStandard Fee Option Fee Option \n36 \n(E Class is closed to \nnew investors) \nPlatinum International Fund 1.56% p.a. 1.46% p.a. \nOngoing annual fees and costs include estimated management fees and costs, estimated \ntransaction costs and estimated performance fees (for P Class – Performance Fee Option \nonly). Please see page 36 for further information.",
"---Example End",
"The values 1.56 and 1.46 include estimated management fees and costs, estimated \ntransaction costs and estimated performance fees, should ignore them.",
"The output should be:",
"{\"data\": []}",
"B.2 If with pure management fees and costs in table, please extract relevant values",
"---Example Start---",
"Fees and costs summary \nPlatinum Trust Funds \nType of fee or cost Amount How and when paid \nC Class and E Class* -\nStandard Fee Option \nP Class - Performance \nFee Option \nOngoing annual fees and costs \nManagement fees and costs \nEstimated management fees and costs \nper annum are: \nPlatinum International Fund 1.41% 1.16%\nPlatinum Global Fund (Long Only) 1.35% 1.10%\n",
"---Example End---",
"a. For this example, there is pure \"Management fees and costs\", please extract relevant values.",
"b. This example mentioned share classes, please output according to share class.",
"The output should be",
"{\"data\": [{\"fund name\": \"Platinum International Fund\", \"share name\": \"C Class\", \"management_fee_and_costs\": 1.41, \"management_fee\": 1.41}, {\"fund name\": \"Platinum International Fund\", \"share name\": \"E Class\", \"management_fee_and_costs\": 1.41, \"management_fee\": 1.41}, {\"fund name\": \"Platinum International Fund\", \"share name\": \"P Class\", \"management_fee_and_costs\": 1.16, \"management_fee\": 1.16}, {\"fund name\": \"Platinum Global Fund (Long Only)\", \"share name\": \"C Class\", \"management_fee_and_costs\": 1.35, \"management_fee\": 1.35}, {\"fund name\": \"Platinum Global Fund (Long Only)\", \"share name\": \"E Class\", \"management_fee_and_costs\": 1.35, \"management_fee\": 1.35}, {\"fund name\": \"Platinum Global Fund (Long Only)\", \"share name\": \"P Class\", \"management_fee_and_costs\": 1.1, \"management_fee\": 1.1}]}",
"\n",
"C. If there are multiple Management fee and costs sub-columns, here is the rule: ",
"C.1 With \"Management fees\" and \"Indirect fee\", sum the values from these two columns: \"Management fees\" + \"Indirect fee\".",
"\nFund name \nManagement fee \nRecoverable expenses \nEstimated performance-related fee \nEstimated other indirect costs \nPathways 30 \n1.16% pa \n0.02% pa \n0.05% pa \n0.05% pa \nPathways 70 \n1.30% pa \n0.01% pa \n0.06% pa \n0.04% pa \n",
"---Example 2 End---",
"The management_fee_and_costs is the value of \"Management fee\" + \"Recoverable expenses\" + \"Estimated other indirect costs\".",
"The management_fee is the value of \"Management fee\".",
"The performance_fee_costs is the value of \"Estimated performance-related fee\".",
"The indirect_costs is the value of \"Estimated other indirect costs\".",
"The recoverable_expenses is the value of \"Recoverable expenses\".",
"D. If only find \"Management fees and costs\", please output the relevant same value for both of data point keys: \"management_fee_and_costs\" and \"management_fee\".",
"The fees and costs for managing \nyour investment \nManagement fees and costs \n1 \n• \nSPDR World: 0.30% per annum of net asset \nvalue. This is reduced to 0.18% per annum of net \nasset value with effect from 14 February 2022.",
"Management Fees and Costs \n\nAs at the date of this PDS, Management Fees and Costs will be capped at: \n\n• 0.18% pa of net asset value for SPDR World \n\n• 0.21% pa of net asset value for SPDR World (Hedged) \n\n",
"E. If only find \"Management fees\", please output the relevant same value for both of data point keys: \"management_fee_and_costs\" and \"management_fee\".",
"{\"data\": [{\"fund name\": \"Vanguard High Growth Index Fund\", \"share name\": \"Vanguard High Growth Index Fund\", \"management_fee_and_costs\": 1.5, \"management_fee\": 1.5}]}",
"F. If columns \"Investment fees and costs\" or \"Investment fees and costs (excl Performance Fees)\", \"Performance Fee\", \"Transaction costs\", \"Total investment fees and costs\" appear, please only extraction values from \"Investment fees and costs\" or \"Investment fees and costs (excl Performance Fees)\" for EACH SPECIFIC investment option. ",
"DO NOT assume these values apply to other investment options mentioned elsewhere in the context or from provided examples.",
"Fees and costs summary \n\nLifeplan Investment Bond \n\nType of fee or cost Amount How and when paid \nOngoing annual fees and costs \nManagement fees and costs 6, 7 \n• \nadministration fee 1,2 of 0.60% p.a. gross of tax \ndeductions (or 0.42% p.a. net of tax deductions) \n7 , \nThe fees and costs for managing \nyour investment \n• \nless \nThe administration fee is calculated and accrued \ndaily and paid monthly in arrears from the \ninvestment option. The administration fee can be \nnegotiated with wholesale clients. 2 \nadministration fee rebate for balances of \n$500,000 or more (refer to ‘Administration fee \nrebate’ section), \nFor the Lifeplan Capital Guaranteed investment \noption \nplus \n• \nThe investment option management costs for each \ninvestment option are shown ‘in the ‘Management \nfees and costs’ section below. \ninvestment option management cost 3 charged \nby the fund managers to manage the underlying \nportfolio estimated between 0.26% and 1.82% p.a. \nfor the previous financial year for the investment \noption. 8 \n",
"---Example 1 End---",
"The relevant values: 0.26 and 1.82, are in the range, so the output should be:",
"H. If the management fee and costs value including the performance fee, please exclude or subtract the performance fee value, just output the management fee and costs value.",
"The column: \"Total management costs (including estimated performance fee) pa\" is the sum of \"Management costs\" and \"Estimated performance fee (pa)\", we should ignore the \"Estimated performance fee (pa)\" value, just output the \"Management costs\" value.",
"Both of management_fee and management_fee_and_costs are the values for \"Management costs\", so the output should be:",
"The column: \"(A) Investment fees and costs (including (B) performance fees) (pa)*\" includes \"(B) performance fees) (pa)*\", we should subtract the \"(B) performance fees) (pa)*\" value, just output the pure management fee and costs value.",
"Besides, the \"Retirement account\" is the pre-fix fund name, should output it with fund/ share name together, e.g. \"Retirement account Capital Stable\"",
"The column: \"Investment fees and costs (p.a.)\", \"including Performance fee\", meaning the value is the sum of \"Management costs\" and \"performance fee\", We should subtract the \"performance fee\" value, just output the \"Management costs\" value.",
"Both of management_fee and management_fee_and_costs are the values for \"Management costs\".",
"So, for fund: MySuper/Balanced, the value 0.38, including 0.09 Performance fee, so the Management costs is 0.38 - 0.09 = 0.29, performance_fee_costs is 0.09.",
"For fund: Managed Growth, the value 0.38, including 0.11 Performance fee, so the Management costs is 0.38 - 0.11 = 0.27, performance_fee_costs is 0.11.",
"Fund name \nMaximum \nmanagement \nfee (p.a.) \nLOWER VOLATILITY SHARE \nFirst Sentier Wholesale Equity Income Fund 3.075% \nAUSTRALIAN SHARE \nFirst Sentier Wholesale Australian Share Fund 1.538%",
"---Example End---",
"The values in example is **Maximum management fee**, should ignore all of them.",
"L. Do NOT infer or copy investment fees or management fees from examples provided for specific funds to other investment options. Only extract 'management_fee_and_costs' and 'management_fee' if explicitly stated separately for each investment option.",
"M. Identify the value of management fee and costs, and if it is written 0% or 0.00% or 0 or 0.00, then extract the same as 0, please don't ignore it."
"Fees and costs summary \n\nVision income streams \n\nType of fee Amount How and when paid \nOngoing annual fees and costs \n1 \nAdministration fees and \ncosts \n2 \n0.25% pa of your account balance (made up of \n0.25% of your account balance which is capped \nat $1,050 pa plus a reserving margin of 0.00% \npa of each investment option’s assets).",
"According to example, the administration fee is 0.25% pa, so administration_fees is 0.25, ",
"The output should be:",
"{\"data\": [{\"fund name\": \"Vision income streams\", \"share name\": \"Vision income streams\", \"administration_fees\": 0.25}]}",
"\n",
"----Example 2 Start----",
"Fees and costs summary \n\nLegalsuper Pension \n\nType of fee or cost Amount How and when paid \nOngoing annual fees and costs \n1 \nAdministration fees and \ncosts \n$67.60 pa ($1.30 per week) plus 0.29% pa \nof your account balance \n",
"At a glance summary \n\nImportant information about TelstraSuper RetireAccess income streams \n\nAdministration fee • \n• \n$1.00 per week plus 0.17% pa - if you have more than one account the $1.00 per \nweek fee will only apply to one account \nA fee rebate applies if your balance exceeds $1m, or if your and your spouse’s \ncombined account balances exceed $969,410 (conditions apply)",
"\nPrime Super Income Stream\nType of fee \nor cost \nAmount How and when paid \nOngoing annual fees and costs \n1 \nAdministration \nfees and costs \nAdministration \nfees of $1.30 \nper week \nPlus \n0.50% p.a. of \nyour account \nbalance, capped \nat $500 p.a. \nDeducted from your \naccount on the last \nbusiness day of each \nmonth, except if you \nare leaving Prime \nSuper, in which case \nit is deducted prior to \nyour exit from Prime \nSuper. \nInvestment \nfees and costs \n2 \n0.07% to 1.00% \nof assets p.a. \ndepending on \nthe investment \noption \nTaken into account \nprior to the declaration \nof weekly earning \nrates. This cost is not \ndeducted directly from \nyour account. \n",
"According to example, the administration fee is $1.30 per week plus 0.50% p.a., so administration_fees is 0.5, ",
"total_annual_dollar_based_charges is 1.30 * 52 = 67.6",
"The output should be:",
"{\"data\": [{\"fund name\": \"Prime Super Income Stream\", \"share name\": \"Prime Super Income Stream\", \"administration_fees\": 0.5, \"total_annual_dollar_based_charges\": 67.6}]}",
"At a glance summary \n\nImportant information about TelstraSuper RetireAccess income streams \n\nTTR income stream Retirement income stream Reference \nAdministration fee • \n• \n$1.00 per week plus 0.17% pa - if you have more than one account the $1.00 per \nweek fee will only apply to one account \nA fee rebate applies if your balance exceeds $1m, or if your and your spouse’s \ncombined account balances exceed $969,410 (conditions apply) \nRefer to the ‘Fees and \nother costs’ section on \npages 40-46 for details \n",
"Administration \nfees and costs \n1 \nFirstChoice Lifestage (MySuper product) \nand Select investment options \n(other than FirstRate Saver) \n0.04% p.a. \nThe percentage‑based administration fee is reflected in \nthe daily unit price of your investment option and payable \nmonthly or as incurred by the option. \nFirstRate Saver \nFrom 0.35% to \n0.50% p.a. \nThe dollar‑based administration fee of $5 per month is \npayable at the beginning of each month by deduction of \nunits from one of your options. \nDollar-based fee discounts \nThe current fee for FirstRate Saver is set out at \ncfs.com.au/personal/resources/funds-and-performance/ \nfirstrate‑interest‑rates.html \nYour employer may be able to negotiate a lower dollar‑ \nbased administration fee for employee members. \nplus \nDollar-based administration fee \nRetained benefit and spouse members are not entitled \nto this discount. \n$60 p.a. ($5 per month) per account \n",
"---Example 6 Start---",
"According to example, the administration fee is 0.04, ",
"\"From 0.35% to 0.50% p.a.\", because it is the range value, need ignore and exclude, so administration_fees is 0.04, ",
"the total_annual_dollar_based_charges is 60 (5 per month * 12)",
"About fund name, it should be \"FirstChoice Lifestage\".",
"MLC MasterKey Super & Pension Fundamentals \n\nType of fee or cost \nOngoing annual fees and costs 1 \n\nAdministration fees and \ncosts \n\nAccount balance \n\nFirst $150,000 \n\nRemaining balance \nover $150,000 \n\nThe percentage Administration fee \ncharged to each account you have \n(excluding the fixed fee and Trustee \nLevy) is capped at $2,500 pa. \n\nPlus \n\nTrustee Levy of 0.02% pa of your \naccount balance. \n\nPlus \n\nAmount \n\nHow and when paid \n\nPercentage fee \n(% pa) \n\n0.30 \n\n0.10 \n\nAdministration fee \n\nThe Administration fee is deducted monthly from your account and will \nbe rounded off to 2 decimal points. As a result of the rounding, the total \nannual amount may slightly differ. \n\nThe percentage fee for each month is calculated using your average Super \nand Pension account balance for the previous month. \n\nThe Trustee Levy will be deducted monthly from your account balance. \n\nThe levy amount for each month is calculated using your account balance \nat the date it's deducted. \n\nYou won't see these costs as direct charges to your account. They reduce \nthe balance held in reserves used to cover certain costs related to the \nrunning of the MLC Super Fund. \n\n4 \n\nMLC MasterKey Super & Pension Fundamentals Product Disclosure Statement",
"Mine Super\nType of fee or cost Amount (% pa) How and when paid \nOngoing annual fees and costs \n1 \nWe generally calculate and \ndeduct this fee daily when unit \nprices are determined. \nAdministration fees \nand costs \n0.16% pa \nPlus \n0.031% pa. \n",
"Fees and costs* \n\nRetirement account Transition to Retirement account \nAdministration fees (taken directly \nfrom your account) \n$1.50 per week plus 0.10% pa of your account balance on the day the fee \nis deducted (0.10% pa component is capped at $300 pa). \nAdministration costs (not taken \ndirectly from your account) \nThis is deducted from the Fund’s reserves throughout the year, not your account. \n0.09% pa (based on costs for the financial year ended 30 June 2024). \n\n\nRest Pension Product Disclosure Statement \n\n6",
"---Example 3 End---",
"According to the example, the administration fee is $1.50 per week plus 0.10% pa, Administration costs is 0.09% pa so administration_fees is 0.1 + 0.09 = 0.19, ",
"total_annual_dollar_based_charges is 1.50 * 52 = 78",
"Fees and costs summary\n\nHostplus Superannuation and Personal Super Plan \n\nType of fee \nAmount \nHow and when paid \nOngoing annual fees and costs1 \nAdministration \nfees and costs \n$78.00 p.a. \n($1.50 per week) \nplus $32.24 p.a. \nDeducted monthly from \nyour account. \nDeducted from the Fund’s \nAdministration Reserve \nthroughout the year (and \nnot from your account). \nplus trustee fee \nof 0.0165% p.a. \nof your account \nbalance. \n",
"Attention: about plus trustee fee of 0.0165% p.a. of your account balance., it's only part of administration_fees, missing the \"first\" part, so please ignore the 0.0165% as administration_fees, only output total_annual_dollar_based_charges as 78.",
"B. The administration fee and costs/ total annual dollar-based charges are with production name, other data points/ values are with specific fund/ share name(s).",
"---Example Start---",
"My Super \nType of fee or cost Amount How and when paid \nOngoing annual fees and costs 1 \nAdministration fees and costs \n$26.00 p.a. \nplus \n0.17% p.a. of account balance (subject to a \nmaximum of $1,000 p.a.) \n$0.50 per week deducted from your account\nbalance at the end of each month or on exit.\nPercentage fee taken into account in the \ndaily calculation of unit prices. \nInvestment fees and costs \n2 \nOption % of option’s assets* \nFund1 0.12%\n",
"---Example End---",
"According to example, \"My Super\" is with \"Administration fees and costs \n$26.00 p.a. \nplus \n0.17% p.a. of account balance (subject to a maximum of $1,000 p.a.) \n$0.50 per week deducted from your account balance at the end of each month or on exit.\"",
"so administration_fees is 0.17, total_annual_dollar_based_charges is 0.50 * 52 = 26, with production name: \"My Super\".",
"\"Fund1\" is with specific fund/ share name, so management_fee_and_costs and management_fee are: 0.12",
"MLC MasterKey Super & Pension Fundamentals\nType of fee or cost \nOngoing annual fees and costs 1 \nAmount \nHow and when paid \nOther administration costs paid from \nreserves of 0.00% pa of your account \nbalance. \nPlus \nA fixed fee of $1.50 per week \nThis fee is deducted monthly if your account balance is below $50,000 \nwhen the percentage administration fee is deducted. \nInvestment fees and \ncosts 2 \nInvestment fees and estimated costs \nfor MLC Horizon 4 Balanced Portfolio, \n1.20% pa. \nYou won ’ t see these fees and costs as direct charges to your account. \nThey're reflected in the daily unit price of each investment option and will \nreduce the net return on your investment \nInvestment fees and estimated costs \nfor other investment options, ranges \nfrom 0.00% pa to 2.84% pa \n(estimated). \nTransaction costs \nMLC Horizon 4 Balanced Portfolio, \n0.06% pa (estimated). \nOther investment options, ranges \nfrom 0.00% pa to 0.24% pa \n(estimated). \nYou won ’ t see these costs as direct charges to your account. They're \nreflected in the daily unit price of each investment option and will reduce \nthe net return on your investment. \nMember activity related fees and costs \nBuy-sell spread \nYou won ’ t see this fee as a direct charge to your account. It ’ s reflected in \nthe buy and sell unit price of each investment option when there ’ s a \ntransaction on your account. \nMLC Horizon 4 Balanced Portfolio, \n0.10%/0.10% \nOther investment options, ranges \nfrom 0.00%/0.00% to 0.30%/0.30% \nThe current buy-sell spreads of an investment option are available at \nmlc.com.au/buysellspreads \n",
"In the example, also with management fees and costs, management fee, buy_spread and sell_spread for specific fund: MLC Horizon 4 Balanced Portfolio.",
"Cost of product information \n\nCost of product for 1 year \n\nThe cost of product gives a summary calculation about \nhow ongoing annual fees and costs can affect your \nsuperannuation investment over a 1-year period for all \ninvestment options. It is calculated in the manner \nshown in the 'Example of annual fees and costs'. \n\nThe cost of product information assumes a balance of \n$50,000 at the beginning of the year. (Additional fees \nsuch as a buy/sell spread may apply – refer to the ‘Fees \nand costs summary’ table for the relevant investment \noption.) \n\nYou should use this figure to help compare \nsuperannuation products and investment options. \n\nInvestment option \nCash \nCost of product \nPerpetual Cash \n$60.00 \nFixed income and credit \nBentham Global Income \n$485.00 \n",
"Equals \nCost of product \n1 \nIf your balance was $50,000 at \nthe beginning of the year, then \nfor that year you will be charged \nfees and costs of $395 for the \nsuperannuation product. \n\n",
"----Example 2 End----",
"Explanation:",
"The values provided in the example are not total annual dollar-based charges; ",
"they represent the cost of product information, which is a calculated figure used to compare superannuation products and investment options. ",
"FOUND \"Cost of product\", IGNORE ALL OF INFORMATION BELOW IT!!!"
"Transaction costs \nRetirement and TTR income streams \n0.06% p.a. for Defensive Growth, 0.04% p.a. for International \nShares, 0.08% p.a. for Australian Shares, 0.19% p.a. for Property",
"---Example 2 End---",
"The data is about Transaction costs, should be excluded, the output for buy_spread and sell_spread should be:",
"Transaction costs \nOption % of option’s assets* \nHigh Growth 0.03% \nTaken into account in the daily calculation\nof unit prices\nMember activity related fees and costs \nBuy-sell spread Nil N/A\nSwitching fee Nil N/A\n",
"---Example 4 End---",
"According to example, please exclude Transaction costs.",
"\"Buy-sell spread\" data section is under \"Member activity related fees and costs\", the value is Nil, output for buy_spread and sell_spread should be:",
"Fund name \nManagement \nfees and costs \n(p.a.) 1 \nBuy/sell \nspread \n(%) 2 \nAUSTRALIAN SHARE \nFirst Sentier Australian Share Fund 0.96% 0.10\nFirst Sentier Concentrated Australian \nShare Fund 0.96% 0.10\nFirst Sentier Imputation Fund 0.97% 0.15\nAUSTRALIAN SHARE – SMALL COMPANIES \nFirst Sentier Australian Small \nCompanies Fund 1.12% 0.15\nGLOBAL SHARE \nStewart Investors Worldwide Leaders \nSustainability Fund 1.17% 0.10\nStewart Investors Worldwide Sustainability \nFund 1.02% 0.10\n",
"{\"data\": [{\"fund name\": \"Allan Gray Australian Equity Fund – Class A\", \"share name\": \"Allan Gray Australian Equity Fund – Class A\", \"buy_spread\": 0.4, \"sell_spread\": 0.4}, {\"fund name\": \"Alphinity Sustainable Share Fund\", \"share name\": \"Alphinity Sustainable Share Fund\", \"buy_spread\": 0.4, \"sell_spread\": 0.4}]}",
"\n",
"---Example 5 Start---",
"Fees and costs \n\nFund name \nManagement fees \nand costs (p.a.) \n1 \nBuy/sell spread \n(%) \n2 \nBaillie Gifford Sustainable \nGrowth Fund – Class A \n0.88% 0.10%\nBaillie Gifford Long Term \nGlobal Growth Fund – Class A \n0.96% 0.05%\n\n",
"---Example 5 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"Baillie Gifford Sustainable Growth Fund – Class A\", \"share name\": \"Baillie Gifford Sustainable Growth Fund – Class A\", \"management_fee_and_costs\": 0.88, \"management_fee\": 0.88, \"buy_spread\": 0.1, \"sell_spread\": 0.1}, {\"fund name\": \"Baillie Gifford Long Term Global Growth Fund – Class A\", \"share name\": \"Baillie Gifford Long Term Global Growth Fund – Class A\", \"management_fee_and_costs\": 0.96, \"management_fee\": 0.96, \"buy_spread\": 0.05, \"sell_spread\": 0.05}]}"
"Performance fees \nAmounts deducted from your \ninvestment in relation to the \nperformance of the product \nEstimated to be 0.00% p.a. to 2.18% p.a. of the net \nasset value of the relevant investment option based \non a 5 year average. \nThe estimated performance fee based on an average \nof the previous 5 financial years for each investment \noption are shown on the table in the Performance \nfee section below.",
"\n\nFees and costs summary \nPlatinum Trust Funds \nType of fee or cost Amount How and when paid \nC Class and E Class* -\nStandard Fee Option \nP Class - Performance \nFee Option \nOngoing annual fees and costs \nPerformance fees \nAmounts deducted from your investment in \nrelation to the performance of the product. \nPlatinum International Fund Nil 0.15%\nPlatinum Global Fund (Long Only) Nil 0.24%\n",
"---Example End---",
"a. For this example, there is pure \"Performance fees\", please extract relevant values as performance_fee_costs.",
"b. This example mentioned share classes, please output according to share class.",
"D. Identify the value of performance fee and if it is written 0% or 0.00% or 0 or 0.00 then extract the same as 0 do not assume null for the same and return its values as 0",
"Vanguard Investor Short Term Fixed Interest Fund PLUS Performance fees Nil \nAnd, you will be charged or have deducted \nfrom your investment $0 in performance fees \neach year.",
"---Example End---",
"a. For this example, as Performance fee mentioned as Nil so return NULL('') as performance fee datapoint value.",
"F. If you found Example in the header of the table then ignore that table and do not extract value from the same table",
"---Example Start---",
"Example - Vanguard Investor Short Term Fixed Interest Fund \nContribution fees Nil \nFor every additional $5,000 you put in, you \nwill be charged $0. \nPLUS Management fees and \ncosts 3,4 \n0.19% p.a. of the NAV of the Fund \nAnd, for every $500,000 you have in the \nFund, you will be charged or have deducted \nfrom your investment $950 each year. \nPLUS Performance fees Nil \nAnd, you will be charged or have deducted \nfrom your investment $0 in performance fees \neach year.",
"---Example End---",
"a. For this example, you have Example keyword in the header so you should not extract any datapoint values Like performance_fee_costs, management fee etc."
"Minimum initial investment is fund level data, belong to integer number, the value examples are 100, 1,000, 5,000, 10,000, etc.",
"---Example 1 Start---",
"The minimum investment per Pension Plan account is \n$20,000. The minimum initial investment in any \ninvestment option is $5,000.\n\nPerpetual WealthFocus Pension Plan",
"Current minimum amounts \nSummary information \nFurther information \nInvestment amount \n$20,000 per Pension Plan account \nOperating your account \nInvestment amount/balance per \ninvestment option \n$5,000 \nOperating your account \n",
"Prime Super \n\n5 Initial investment amount \n\nThe minimum net total initial investment amount is $10,000. Please note before you open your pension account: If you \nhave made personal contributions into super and wish to claim a tax deduction, you will have to lodge a Notice of \nIntent to Claim form with the relevant super fund (including Prime Super) before you roll your super into the Income \nStreams account.",
"Minimum \nPlatform operators \nIndirect investors \ninvestment \namounts and their platform operators \nInitial – $500,000 \nAdditional – $5,000 \nMinimum investment amounts are subject to the arrangements between indirect investors \n",
"Lifeplan Investment Bond Product Disclosure Statement \n\nThe Lifeplan Bond at a glance \n\nAt a glance Description Refer to page(s) \nContributions and access \nto your investment \n• \n• \nWe provide choice and flexibility for your investment with access to your money at anytime. \nStart your investment with as little as $1,000. \n• \nEstablish a regular savings plan. \n28 \n• \nYou can switch between the investment options and also rebalance within your selected \noptions at any time. \n• \nMinimum withdrawal – $500. \n",
"MLC Property Securities Fund \nInvestment objective \nAims to outperform the Benchmark (after fees and before tax) over 5 year periods. \nBenchmark \nS&P/ASX 300 A-REIT Total Return Index \n",
"First Sentier Wholesale Global Listed Infrastructure Fund \n\nGLOBAL PROPERTY AND INFRASTRUCTURE SECURITIES \n\nObjective \n\nTo deliver capital growth and inflation \nprotected income by investing in \na globally diversified portfolio of \ninfrastructure securities. The fund aims \nto outperform the FTSE Global Core \nInfrastructure 50-50 (Net TR) Index \nhedged to Australian dollars over rolling \nthree-year periods before fees and taxes.",
"---Example 2 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"First Sentier Wholesale Global Listed Infrastructure Fund\", \"benchmark_name\": \"FTSE Global Core Infrastructure 50-50 (Net TR) Index\"}]}",
"---Example 3 Start---",
"MLC Horizon 5 Growth Portfolio \nInvestment objective\nAims to grow by more than inflation +3.5% pa (after fees and tax) over 10 years. \nBenchmark\nInflation is measured by the Consumer Price Index, calculated by the Australian Bureau of Statistics. \nHow the investment option is\nmanaged\nA diversified portfolio that ’ s predominantly weighted towards the more traditionally growth-focused \nassets that tend to provide higher levels of long-term capital growth (eg shares), with a small exposure to \nthe more stable, defensive asset classes of cash and fixed income. \n",
"Benchmark returns over 25 years by Traditional asset class \n\nPast performance is not a reliable indicator of future performance.\n\nMarket indices: Australian shares – S&P/ASX300 Accumulation Index, International shares – MSCI World Ex-Australia \nIndex (Unhedged)",
"{\"data\": [{\"fund name\": \"Australian shares\", \"benchmark_name\": \"S&P/ASX300 Accumulation Index\"}, {\"fund name\": \"International shares\", \"benchmark_name\": \"MSCI World Ex-Australia Index (Unhedged)\"}]}",
"---Example 5 Start---",
"Dimensional Global Small Company Trust – Active ETF\nFund name \nregistered with ASIC \nDimensional Global Small Company Trust \n\nInvestment objective \nThe investment objective of the Fund is to provide long term capital growth by gaining\nexposure to a diversified portfolio of small companies associated with approved developed \nmarkets (excluding Australia). \nThe Fund is not managed with the objective of achieving a particular return relative to a \nbenchmark index. However, to compare the performance of the Fund with a broad measure \nof market performance, reference may be made to the MSCI World ex Australia Small Cap\nIndex (net div.). \nThe index is referred to for comparison purposes only. The index is not intended to \nrepresent the current or targeted asset allocation of the Fund. The performance of the Fund \nmay differ significantly from the index. \n",
"---Example 5 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"Dimensional Global Small Company Trust – Active ETF\", \"benchmark_name\": \"MSCI World ex Australia Small Cap Index (net div.)\"}]}",
"---Example 6 Start---",
"MLC Inflation \nPlus portfolios \n\nInvestment objective \n\nBenchmark \n\nHow the investment option is \nmanaged \n\nMLC Inflation Plus - Conservative Portfolio \n\nAims to deliver a return of: \n\nSuper 1.7% pa above inflation (after fees and tax), \nPension (Pre-retirement phase) 1.7% pa above inflation (after fees and tax), or \nPension (Retirement phase) 2% pa above inflation (after fees and tax), \nsubject to limiting the risk of negative returns over 3 year periods. \n\nThis careful risk management approach means there may be times, such as when interest rates are \nunusually low, when the portfolio requires an extended time period to achieve its return objective. \n\nIn most circumstances the portfolio is expected to provide positive returns over 3 year periods, \nalthough there will sometimes be negative returns over shorter periods. \n\nInflation is measured by the Consumer Price Index, calculated by the Australian Bureau of Statistics. \n\n",
"{\"data\": [{\"fund name\": \"Perpetual SHARE-PLUS Long-Short\", \"benchmark_name\": \"S&P/ASX 300 Accumulation Index plus 2% pa\"}]}",
"---Example 8 Start---",
"Australian Shares \n\nBT Australian Share Fund BT Imputation Fund \n\nBenchmark S&P/ASX 300 (TR) Index S&P/ASX 300 (TR) Index \n\nBT Geared Imputation Fund BT Smaller Companies Fund \n\nBenchmark S&P/ASX 300 (TR) Index \n\nS&P/ASX Small Ordinaries \nAccumulation Index \n\n",
"---Example 8 End---",
"Description:",
"This is a complex example for multiple fund names which each fund name with single benchmark name.",
"The fund name line is with 2 funds.",
"e.g. \"\n\nBT Australian Share Fund BT Imputation Fund \n\n\", with 2 fund names: \"BT Australian Share Fund\" and \"BT Imputation Fund\".",
"The benchmark name line is with 2 benchmark names.",
"e.g. \"\n\nBenchmark S&P/ASX 300 (TR) Index S&P/ASX 300 (TR) Index \n\n\", with 2 benchmark names: \"S&P/ASX 300 (TR) Index\" and \"S&P/ASX 300 (TR) Index\".",
"Investment options other \nthan MLC portfolios \n\nFixed income \n\nInvestment objective \n\nBenchmark \n\nHow the investment option is \nmanaged \n\nThe investment option may be \nsuited to you if... \n\nMinimum suggested time to \ninvest \n\nAsset allocation \n\nStandard Risk Measure \n\nInvestment objective \n\nBenchmark \n\nHow the investment option is \nmanaged \n\nThe investment option may be \nsuited to you if... \n\nMinimum suggested time to \ninvest \n\nAsset allocation \n\nStandard Risk Measure \n\nMacquarie Income Opportunities Fund \n\nThe fund aims to outperform the Benchmark over the medium term (before fees). It aims to provide \nhigher income returns than traditional cash investments at all stages of interest rate and economic \ncycles. \n\nBloomberg AusBond Bank Bill Index \n\nThe fund predominantly provides exposure to a wide range of domestic and global investment grade \nfloating and fixed rate instruments, asset-backed securities, and cash. The fund may also have \nopportunistic exposure to other fixed income sectors and instruments such as, high yield and emerging \n\nmarkets debt as well as other fixed income instruments. Interest rate risk will generally be hedged \nthrough the use of derivatives such as swaps and futures. \n\nThe investment process aims to reduce the risk of the fund being adversely affected by unexpected \nevents or downgrades in the credit rating of the fund ’ s investments. A disciplined framework is used \nto analyse each sector and proposed investment to assess its risk. \n\nThe fund may be exposed to derivatives to implement its investment strategy. For example, protection \nmay be purchased on issuers that are believed to be over-valued or at risk of downgrade. These \npositions increase in value when the underlying instrument falls in value and decrease in value when \nthe underlying instrument rises in value. \n\nThe portfolio is generally hedged to Australian dollars. However, any exposure to emerging markets \ndebt issued in the local currency of the debt will generally be unhedged. Small active currency positions \nmay also be taken when the investment manager believes that there are opportunities to add value \nor hedge risks in the portfolio. \n\nyou want a medium term investment horizon, seeking a steady and reliable income stream. \n\n3 years \n\nAsset class \n\nInvestment grade credit* \n\nHigh yield \n\nEmerging markets debt** \n\nCash \n\n* Includes Australian and global investment grade credit. \n** May include holdings of sub-investment grade instruments. \n\nRanges \n\n0 – 100% \n\n0 – 25% \n\n0 – 25% \n\n0 – 100% \n\nMedium to high (estimate of 3 to 4 negative annual returns in any 20 year period) \n\nPIMCO Diversified Fixed Interest Fund - Wholesale Class \n\nTo achieve maximum total return by investing in underlying funds that invest in Australian and \nglobal bonds, and to seek to preserve capital through prudent investment management. \n\n50% Bloomberg Barclays Global Aggregate Index (Hedged in Australian dollars) and 50% Bloomberg \nAusBond Composite 0+ Yr Index \n\n",
"---Example 1 End---",
"The output should be:",
"{\"data\": [{\"fund name\": \"Macquarie Income Opportunities Fund\", \"benchmark_name\": \"Bloomberg AusBond Bank Bill Index\"}, {\"fund name\": \"PIMCO Diversified Fixed Interest Fund - Wholesale Class\", \"benchmark_name\": \"50% Bloomberg Barclays Global Aggregate Index (Hedged in Australian dollars) and 50% Bloomberg AusBond Composite 0+ Yr Index\"}]}",
"---Example 2 Start---",
"Australian shares continued \n\nAusbil Australian Emerging Leaders Fund \nInvestment objective \nTo provide returns above the Benchmark over the medium to long term (before fees and tax). \nBenchmark \n70% S&P/ASX Midcap 50 Accumulation Index \n30% S&P/ASX Small Ordinaries Accumulation Index \nHow the investment option is \nmanaged \nThe fund predominantly invests in a portfolio of mid and small cap Australian equities primarily \nchosen from the S&P/ASX 300 Index, but generally excludes securities from the S&P/ASX 50 Index. \nAt all times the fund will favour sectors and specific companies which it believes will experience \npositive earnings revisions. \n",
"Composite benchmarks \n\nThe objective for some funds includes a reference to a composite benchmark. They may be subject to change \nat any time within the allocation ranges. \n\nFund name \nComposite benchmark \nCFS Defensive \nBuilder \n4.0% S&P/ASX 300 Accumulation Index, 4.0% MSCI All Country World ex Australia Net Index, 2.0% \nMSCI All Country World ex Australia Net Index (AUD hedged), 3.0% MSCI/Mercer Australia Core \nWholesale Monthly Property Fund Index, 4.0% MSCI Australia Quarterly Private Infrastructure Index \n(Unfrozen) – Post-fee Total Return (50th Percentile), 25.0% Bloomberg Global Aggregate Corporate \nIndex (hedged AUD), 18.0% Bloomberg Global Aggregate Index (AUD hedged), 20.0% Bloomberg \nAusBond Composite 0+Yr Index, 20.0% Bloomberg AusBond Bank Bill Index. \nCFS Growth Builder \n29.0% S&P/ASX 300 Accumulation Index, 25.0% MSCI All Country World ex Australia Net Index, 14.0% \nMSCI All Country World ex Australia Net Index (AUD hedged), 3.0% MSCI World Small Cap Index, \n5.0% MSCI Emerging Markets Index, 2.0% FTSE EPRA Nareit Developed ex Aus Rental Index (AUD \nhedged), 2.0% MSCI/Mercer Australia Core Wholesale Monthly Property Fund Index, 2.0% FTSE \nDeveloped Core Infra 50/50 100% Hedged to AUD, 4.0% MSCI Australia Quarterly Private Infrastructure \nIndex (Unfrozen) – Post-fee Total Return (50th Percentile), 12.0% Bloomberg Global Aggregate \nCorporate Index (hedged AUD), 2.0% Bloomberg AusBond Bank Bill Index. \n",
"{\"data\": [{\"fund name\": \"CFS Defensive Builder\", \"benchmark_name\": \"4.0% S&P/ASX 300 Accumulation Index, 4.0% MSCI All Country World ex Australia Net Index, 2.0% MSCI All Country World ex Australia Net Index (AUD hedged), 3.0% MSCI/Mercer Australia Core Wholesale Monthly Property Fund Index, 4.0% MSCI Australia Quarterly Private Infrastructure Index (Unfrozen) – Post-fee Total Return (50th Percentile), 25.0% Bloomberg Global Aggregate Corporate Index (hedged AUD), 18.0% Bloomberg Global Aggregate Index (AUD hedged), 20.0% Bloomberg AusBond Composite 0+Yr Index, 20.0% Bloomberg AusBond Bank Bill Index\"}, {\"fund name\": \"CFS Growth Builder\", \"benchmark_name\": \"29.0% S&P/ASX 300 Accumulation Index, 25.0% MSCI All Country World ex Australia Net Index, 14.0% MSCI All Country World ex Australia Net Index (AUD hedged), 3.0% MSCI World Small Cap Index, 5.0% MSCI Emerging Markets Index, 2.0% FTSE EPRA Nareit Developed ex Aus Rental Index (AUD hedged), 2.0% MSCI/Mercer Australia Core Wholesale Monthly Property Fund Index, 2.0% FTSE Developed Core Infra 50/50 100% Hedged to AUD, 4.0% MSCI Australia Quarterly Private Infrastructure Index (Unfrozen) – Post-fee Total Return (50th Percentile), 12.0% Bloomberg Global Aggregate Corporate Index (hedged AUD), 2.0% Bloomberg AusBond Bank Bill Index\"}]}",
"Fixed interest / Income \nCash \nUBS Diversified Fixed Income BT Cash Management Trust \nBenchmark \n50% Bloomberg Barclays Global \nAggregate Index (A$ hedged), 50% \nBloomberg AusBond Composite \n0+ Yr Index* \nBloomberg AusBond Bank Bill Index* \n",
"---Example 5 End---",
"For this example, please read carefully for fund names in same line: \"UBS Diversified Fixed Income BT Cash Management Trust\", there are 2 fund names: \"UBS Diversified Fixed Income\" and \"BT Cash Management Trust\".",
"There are 2 benchmark names: \"50% Bloomberg Barclays Global Aggregate Index (A$ hedged), 50% Bloomberg AusBond Composite 0+ Yr Index\" and \"Bloomberg AusBond Bank Bill Index\".",
"The output should be:",
"{\"data\": [{\"fund name\": \"UBS Diversified Fixed Income\", \"benchmark_name\": \"50% Bloomberg Barclays Global Aggregate Index (A$ hedged), 50% Bloomberg AusBond Composite 0+ Yr Index\"}, {\"fund name\": \"BT Cash Management Trust\", \"benchmark_name\": \"Bloomberg AusBond Bank Bill Index\"}]}",
"A closer look at our sector investment options \n\nCash¹\nDiversified Fixed Interest\nReturn target CPI minus 0.5% per annum on average over 20 years.",
"---Example 1 End---",
"Explanation:",
"The CPI minus 0.5% target is not suitable for Cash and Diversified Fixed Interest funds. ",
"Because these funds have different objectives: Cash funds focus on capital preservation and liquidity, aligning with short-term interest rates, ",
"while Diversified Fixed Interest funds aim to reflect bond market performance, influenced by interest rates and credit risk, not inflation.",
"Infrastructure1 Australian Shares \n\nReturn target \n\nCPI plus 2.0% per annum on average over 20 years. CPI plus 4.0% per annum on average over 20 years. \n\n",
"---Example 2 End---",
"Explanation:",
"The terms \"CPI plus 2.0% per annum\" and \"CPI plus 4.0% per annum\" are return targets, not benchmarks. ",
"A benchmark is typically a specific index or standard used to measure the performance of an investment, such as the S&P/ASX 200 for Australian shares. ",
"Return targets, on the other hand, are goals set by the fund to achieve a certain level of performance over a specified period, in this case, 20 years. ",
"They indicate the desired outcome rather than serving as a comparative measure against market performance.",
"D. If extracted multiple benchmark names, but without weightings, e.g. 50% or 30%, please ignore and output empty.",
"---Example Start---",
"This is calculated by using the weighted average of the \nasset allocation neutral position and the index returns for each asset class. \n\nBT Multi-manager Growth Fund, BT Multi-manager Balanced Fund, BT Multi-manager Conservative Fund \nand BT Multi-manager High Growth Fund \n\nAsset class Indices \nAustralian shares S&P/ASX 300 Accumulation Index \nInternational shares MSCI World ex Australia $A (Net Dividends Reinvested) \nMSCI World ex Australia Hedged $A (Net Dividends Reinvested) \nMSCI Emerging Market (Net Dividends Reinvested) in AUD \nAustralian property S&P/ASX 300 A-REIT Accumulation Index \nInternational property FTSE EPRA/NAREIT Developed Hedged in AUD Net TRI \n",
"\nInvestment option \nAdministration fees \nEstimated administration costs \nInvestment fees \nEstimated performance fees \nEstimated other investment costs \nEstimated transaction costs \nEstimated total ongoing annual fees and costs \nCash \nPerpetual Cash \n0.10% \n0.00% \n0.00% \nn/a \n0.00% \n0.02% \n0.12% \nFixed income and credit \nBentham Global \nIncome \n0.25% \n0.00% \n0.67% \nn/a \n0.00% \n0.05% \n0.97% \nInternetional shares \nPerpetual Global \nInnovation Share \n0.25% \n0.00% \n0.99% \n2.30 \n0.01% \n0.27% \n3.82% \n",
"---Example 1 End---",
"The data points numbers order in data row (for example: 0.25% \n0.00% \n0.99% \n2.30 \n0.01% \n0.27% \n3.82% \n) is correct as initial table structure.",
"\"Administration fees\" values are as the column 1 numbers, \"Investment fees\" values are as the column 3 numbers, \"Estimated other investment costs\" values are as the column 5 numbers, \"Estimated performance fees\" values are as the column 4 numbers.",
"For fund: Perpetual Global Innovation Share, the administration_fees should be the column 1 number: 0.25, the management_fee should be the column 3 number: 0.99, the management_fee_and_costs should be 1 = 0.99(the column 3 number) + 0.01 (the column 5 number), the performance_fee_costs should be 2.3 (the column 4 number)",
"The fund name's tail is \"Entry Fee\" for \"Entry Fee option\", e.g. if fund name is \"MultiSeries 30\", the Entry Fee fund name is \"MultiSeries 30 Entry Fee\"",
"The fund name's tail is \"Nil Entry\" for \"Nil Entry option\", e.g. if fund name is \"MultiSeries 30\", the Nil Entry fund name is \"MultiSeries 30 Nil Entry\".",
"\"Entry Fee option\" values are as the 1st column values, \"Nil Entry option\" values are as the 2nd column values, \"Estimated other investment costs\" values are as the 3rd column values, \"Estimated Performance fees\" values are as the 4th column values.",
"Combine \"Platinum Asia\" with \"Entry Fee\" as \"Platinum Asia Entry Fee\"",
"Combine \"Platinum Asia\" with \"Nil Entry\" as \"Platinum Asia Nil Entry\"",
"Step 2 **EXCLUE the values of the last three columns of data.**",
"ONLY KEEP these 4 values: 2.14 2.99 0.02 0.00 for next steps",
"Step 3 Calculate management_fee and management_fee_and_costs for these 2 new funds:",
"the fund: Platinum Asia Entry Fee, both of management_fee and management_fee_and_costs should be 2.16 = 2.14 (Value of 1st column) + 0.02 (Value of 3rd column)",
"the fund: Platinum Asia Nil Entry, both of management_fee and management_fee_and_costs should be 3.01 = 2.99 (Value of 2nd column) + 0.02 (Value of 3rd column)",
"**Make sure don't take \"Estimated other investment costs\" value from the wrong column!!!**",
"Step 4 Get performance_fee_costs",
"the fund: Platinum Asia Entry Fee, performance_fee_costs is 0 (Value of 4th column)",
"the fund: Platinum Asia Nil Entry, performance_fee_costs is 0 (Value of 4th column)",
"Identify the value of the column \"Estimated Performance fees\" and if it is written 0.00 then extract the same as 0 do not assume nil for the same and return its values as 0",
"a. If the title is \"Retirement and TTR income streams\"",
"it means each investment name is with two fund names, one is for Retirement as pension, another is for TTR.",
"For example, if the investment name is \"Defensive Growth\", the Retirement fund name is \"Defensive Growth Pension\", the TTR fund name is \"Defensive Growth TTR\".",
"b. If the title is \"Retirement income stream only\"",
"it means each investment name is with only one fund name, it is for Retirement as pension.",
"For example, if the investment name is \"Lifestyle Growth\", the Retirement fund name is \"Lifestyle Growth Pension\".",
"c. If the title is \"TTR income stream only\"",
"it means each investment name is with only one fund name, it is for TTR.",
"For example, if the investment name is \"Balanced\", the TTR fund name is \"Balanced TTR\".",
"Retirement and TTR income streams \nInvestment fees \nand costs \n1,2,3,4,6 \n0.55% p.a. for Defensive Growth, 0.37% p.a. for International \nShares, 0.07% p.a. for Cash \nRetirement income stream only \n0.80% p.a. for Lifestyle Growth \nTTR income stream only \n0.77% p.a. for Growth",
"Identify the value of the 1st column \"Performance fee\" and if it is written 0.00 then extract the same as 0 do not assume nil for the same and return its values as 0",
"Fund name \nTotal of management \nfees and costs and \nperformance \nfees (% p.a.) \n= \nManagement \nfees and costs \n(% p.a.) \n+ \nPerformance \nfee (% p.a.) \nBuy/sell \nspread \nCFS Real Return – Class A 1 \n0.87% \n0.87% \n0.15% \nCFS Defensive Builder \n0.68% \n0.67% \n0.01% \n0.15% \n",
"---Example End---",
"The column: \"Total of management fees and costs and performance fees (% p.a.)\", meaning the value is the sum of \"Management fee and costs\" and \"performance fee\", We should ignore this column values.",
"The column \"Management fees and costs (% p.a.)\" is the value of \"Management fee and costs\".",
"Both of management_fee and management_fee_and_costs are the values for \"Management fees and costs (% p.a.)\" for this case.",
"If there are 3 decimal numbers, the 2nd decimal number is the management_fee_and_costs and management_fee, the 3rd decimal number is the buy_spread and sell_spread.",
"If there are 4 decimal numbers, the 2nd decimal number is the management_fee_and_costs and management_fee, the 3rd decimal number is the performance_fee_costs, the 4th decimal number is buy_spread and sell_spread.",
"If the value of column with latest date is N/A or -, please ignore.",
"-----Example Start-----",
"I-class income shares\n\n31.10.22\n30.04.22\n30.04.21\n30.04.20\n\npence per share\npence per share\npence per share\npence per share\nOther information\nOperating charges**\nN/A\n—\n0.90%\n0.90%",
"If find fund name, and exist sub fund name, please output fund name + sub fund name, e.g. fund name is \"Black Rock European\", sub fund name is \"Growth\", the output fund name should be: \"Black Rock European Growth\".",
"Fund level data: (\"fund name\" and \"datapoint_name\") and share level data: (\"fund name\", \"share name\", \"datapoint_name\") should be output separately.",
